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INVENTORY YOUR BELONGINGS Make a list of your belongings and be sure to include purchase receipts (the best documentation), especially of large items like refrigerators and stereos, showing the year purchased and amount paid. Photographs and [...]
Most homeowners insurance policies cover the contents of your home (i.e., personal belongings) on an Actual Cash Value (ACV) basis. Many insurers offer an option of insuring personal property at replacement cost using the HO 04 90 endorsement. The [...]
There are several factors that can affect the cost of your homeowners insurance premium. Some of these factors are: type of construction, age of home, location, deductible, dollar amount of coverage, additional endorsements selected and underwriting [...]
Making an Insurance Claim Unfortunately, things happen, and you'll need to make a claim. When making an insurance claim, start by gathering all necessary documentation, such as photos of the damage, receipts, and any relevant [...]
In Minnesota, we call it a DWI (“driving while impaired”) where many other places refer to it as a DUI (“driving under the influence”). Whatever you call it, getting one is a big deal. Here are some things to know: The Law in Minnesota If [...]
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Condo and Town Home HO6 Policies Your home owners association generally provides what is commonly known as Walls Out insurance coverage as part of your association dues. This means they will rebuild the property, but it does NOT cover anything [...]
Reliable Insurance Network is a full-service agency handling the insurance needs for thousands of clients in Minnesota, Wisconsin, and is now an affiliate of Burstad Insurance Eric is licensed in Minnesota and Wisconsin for property and [...]
Auto Insurance At Reliable Insurance Network, we make sure that you and your loved ones are covered when you are out on the road. And, as an Independent Agency, we have many carriers to choose from, we can help you get just the right mix of superior [...]
